best travel insurance in India

Making your travels worry-free

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The world has become a very small place. Thanks to the internet, we are becoming increasingly curious about many other states and countries. The travel bug has bitten many people and the regular price wars that various transport companies engage in are only beneficial for customers as they each try to offer the lowest prices for travel fares and the maximum benefits.

You have booked your tickets, packed your bags, made accommodation reservations, have drawn up a detailed menu for your stay and already know which the social and shopping hotspots are. Erm, is there anything that you have missed? You may think you have covered it all but most people forget one very important thing – their travel insurance!

Although this is not a very common concept in India, we should learn from citizens of other nations who religiously maintain a travel insurance policy in addition to the other insurance policies. Wondering what are the risks covered under travel insurance? Then here is a list for you:

  • Medical emergencies – as long as they are not drugs or alcohol induced.
  • Cancelled trips or travel tickets
  • Emergency evacuations
  • Hijacked flights
  • Accidental death or injury while travelling
  • Cancelled trips due to poor weather
  • Funeral expenses abroad, if required
  • Lost or damaged travel documents such as passport, visas, residence permits, etc.

Apart from the above-mentioned risks, there are plenty of other risks too that you can get cover for. Most policies have a set of risks included, and you can add optional risks to the policy to make it more comprehensive. For example, if you are a student, who has got admitted in a foreign university and you have to travel to and fro from India every year, then you can get risks such as interrupted studies, protection for your sponsor and even emergency travels that your friends and family members have to make for emergencies.

Just like any other insurance policy, there are several insurance providers in our country too who offer excellent cover for many types of tourists. Travel insurance is not just for travels made within the country but even for those who travel abroad. Whether you travel frequently or occasionally – you can choose the appropriate type of policy according to your frequency of travels, health conditions, options risks to be covered and the purpose of visit to pay an optimum premium for travel insurance. So, before you embark on your next journey, do make it a point to shop for the best travel insurance in India to have a worry free trip!

Author’s bio – The author is an avid traveller and blogger in his spare time. He has been in the insurance business for the past 10 years and often contributes to

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